Underwood & Riemer, P.C. - Consumer Attorneys

"Woe to those who enact unjust statutes and who write oppressive decrees, depriving the needy of judgment and robbing my peoples' poor of their rights, making widows their plunder, and orphans their prey." Isaiah 10:1-2

Protecting Consumer Rights:
Fighting Mortgage Fraud, Credit Card Companies

Our firm focuses on protecting the rights of individuals in Alabama who have suffered mistreatment and abuses from banks, mortgage lenders & servicers, credit card companies and other types of financial entities. We also represent individuals who have been wronged or injured in automobile accidents, by defective products, prescription drugs or defective medical devices.

Class Action Lawsuits:
Wrongful Foreclosure and Lender Abuse

By filing individual or class action lawsuits, we protect consumers using many of the available consumer protection statutes such as the Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act (FDCPA) and Truth In Lending Act (TILA). Over the past few years, most of our attention has focused on some of the large mortgage companies such as Bank of America, CitiMortgage, Wells Fargo and Chase concerning wrongful foreclosure and other lender abuses that have caused many families financial harm.

Chapter 7 and 13 Bankruptcy

Our firm fights for consumers rights against these large corporations when they take advantage of hard working families. We also file Chapter 7 and 13 bankruptcy for Alabamians who find themselves in a deep financial hole and need help getting out. Please feel free to visit our website for some general information about our firm and the areas of practice we specialize in. Also, you can view "OUR CASES" and see what we have been able to recover for clients.

Mortgage Fraud Involving Loan Modifications

We are currently reviewing cases of mortgage fraud involving loan modifications, "lost" or mis-applied mortgage payments and excessive forced-placed hazard and flood insurance. The mortgage companies we are looking at include Bank of America, Wells Fargo, J.P. Morgan Chase, Ocwen, PHH and NationStar. If you believe you your home should not have been foreclosed, and you are a victim of the actions by the mortgage company, please contact us immediately to discuss your options.

If you are having mortgage or credit problems, or need to stop a foreclosure or file bankruptcy, please call us for a free consultation.

Our Mobile office is 1-251-432-9212 and our Baldwin County office in Fairhope is 1-251-990-5558 or email us at jpatterson@alalaw.com for more information.