Contact the CRAs listed under “credit” or “credit rating and reporting.” Because more than one CRA may have a file on you, call each until you locate all the agencies maintaining your file. The three major national credit bureaus are:
Equifax
www.equifax.com
P.O. Box 740241
Atlanta, GA 30374-0241
(800) 685-1111.
Experian
www.experian.com
P.O. Box 2104
Allen, TX 75013
(888) EXPERIAN (888-397-3742).
Trans Union
www.transunion.com
P.O. Box 1000
Chester, PA 19022
(800) 888-4213.
In addition, anyone who takes action against you in response to a report supplied by a CRA — such as denying your application for credit, insurance, or employment — must give you the name, address, and telephone number of the CRA that provided the report.
Category:
Fair Credit Reporting Act