Woman wins $18.6 million for two-year battle over credit report

A federal jury in Oregon awarded $18.6 million to a woman who spent several years in a futile attempt at trying to get Equifax Information Services to correct major mistakes on her credit report.

Julie Miller of Marion County was awarded $18.4 million in punitive damages and $180,000 in compensatory damages.  The jury was told she contacted Equifax eight times between 2009 and 2011 in an effort to correct the inaccuracies on her report, including erroneous accounts and collection attempts, as well as a wrong Social Security number and birthday. Her lawsuit alleged the Atlanta-based company failed to correct the mistakes.

Miller discovered the issues when she was denied credit by a bank in December 2009.  She alerted Equifax and filled out multiple forms faxed by the credit agency seeking updated information.  She found similar mistakes in her reports with other credit bureaus, Baxter said, but those companies corrected their errors when notified.  To read more of the story, click here.

Our firm specializes in these types of cases in Alabama.  If you have experienced a similar problem with Equifax, or any of the other credit bureaus, then please contact us immediately to discuss your situation.